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Cashing savings bonds

Cashing paper bonds outside the United States

If you are in another country, how to get cash for your savings bonds depends on your situation:

  • You are a U.S. citizen and you can get to a branch of a bank that is incorporated in the U.S., a U.S. territory or possession, or the Commonwealth of Puerto Rico
  • You are NOT a U.S. citizen OR you cannot get to a bank that is authorized to and willing to cash your bonds

This page tells what to do in each of those situations.

U.S. citizen who can get to a bank that is authorized to cash U.S. savings bonds

Contact the bank to find out if they are willing and able to cash your bonds.

Not a U.S. citizen OR can't get to a bank that can and will cash the bonds

We will cash them for you.

Here's what you need to do:

  1. Find an appropriate official from this list:
    • a U.S. diplomatic or consular representative
    • an officer of a foreign branch of a bank that is incorporated in the U.S., a U.S. territory or possession, or the Commonwealth of Puerto Rico
    • a notary or other official authorized to administer oaths – However, if you are in a country that Is NOT a party to the Hague Convention, a U.S. diplomatic or consular official should certify and attest to the official's character and jurisdiction.
  2. Sign the request for payment for your bonds in the presence of that official and have the official certify your signature.
  3. Do this depending on your citizenship status:
    • U.S. citizen: Include a statement over your signature that you are a U.S. citizen and give your Social Security Number.
    • Not a U.S. citizen: Fill out and include IRS Form W-8BEN.
  4. Send the signed and certified bonds (and the IRS form, if applicable) to:

    Treasury Retail Securities Services
    P.O. Box 9150
    Minneapolis, MN 55480-9150